Cream sugar and cream cheese until well blended. Add extract and coconut milk and blend well.
Gently fold in whipped cream.
Chill mixture for 25-30 minutes.
Pipe into prepared tart shells and top with toasted coconut.
Chill until ready to serve.
Notes
If using mini phyllo shells they will need "crisping" before filling according to package directions. Cool completely before filling.Chill bowl and beaters for best results with whipped cream.Coconut extract will give these tarts the boldest coconut flavor.